What is the Shih Tzu first year cost?
Budget $2,100 to $5,500 for year one with a Shih Tzu in Salt Lake City.
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Quick answer
What is the Shih Tzu first year cost?
Budget $2,100 to $5,500 for year one with a Shih Tzu in Salt Lake City.
Bringing a Shih Tzu into your home can come with significant costs that range widely.

Costs can spike due to emergencies, unexpected vet bills, or big-ticket items like grooming and training.
The Shih Tzu cost in Salt Lake City ranges from $1,500 to $3,000 for the first year and about $120 to $250 monthly. Major costs include grooming, vet visits, and food.
Estimate · source: us average · confidence: medium · updated 2026-09-05 · not a quote
| Item | Cost range |
|---|---|
Initial purchase/adoption fee Costs vary based on adoption from shelters or buying from breeders. | $500 - $1500 |
| Item | Cost range |
|---|---|
Grooming Shih Tzus require regular grooming; high maintenance due to their long coats. | $50 - $150 |
Food Quality dog food is essential for their health and can vary in price. | $30 - $70 |
Pet insurance Helps cover unexpected health issues; rates vary based on coverage. | $30 - $60 |
Toys and supplies Includes toys, leashes, and other essentials for everyday care. | $10 - $20 |
Each range starts from a national baseline for this breed's size class and is then adjusted for local cost of living and veterinary pricing. The baselines, and the source each one came from, are listed on our sources page (dataset 2026.09). Two inputs, the purchase price and the emergency reserve, have no published national figure we could verify, so we leave them to you rather than invent them.
These are planning estimates, not quotes. Your own numbers will move with the individual dog, your vet and your insurer. Build a budget with your own figures.
Understanding pet insurance is vital for managing your Shih Tzu's health costs in Salt Lake City. It can help ease the financial burden of unexpected vet bills, especially as your dog ages or if they face breed-specific health issues.
Insurance is smart if your Shih Tzu has a history of health issues or if you want peace of mind for unexpected emergencies. Given their susceptibility to conditions like eye problems and kidney disease, having coverage can save you from costly medical bills.
If you have a tight budget or prefer setting aside savings for pet care, you might consider skipping insurance. This is especially true if your Shih Tzu is young and healthy, as you may find that routine vet care is manageable without additional costs.
Owning a Shih Tzu in Salt Lake City can add up, but there are practical ways to save on costs. Here are some specific tips to help you manage your expenses.
When budgeting for a Shih Tzu in Salt Lake City, it's easy to overlook hidden costs that can add up over time. While the initial purchase price and basic supplies are clear, many small recurring fees can sneak into your monthly expenses. For example, grooming is essential for this breed, with costs ranging from $40 to $100 every few weeks, depending on the level of service you choose. Additionally, unexpected vet visits can become quite costly. Regular check-ups might be around $50 to $100, but if your Shih Tzu develops a health issue, treatment could run into the hundreds or even thousands. This can cover some of those surprise vet bills, but it's an additional expense to consider. Gear replacements are another often underestimated cost. Items like leashes, collars, and dog beds wear out over time and can cost anywhere from $20 to $100 to replace. Treats, toys, and food tailored to your dog's needs also contribute to ongoing costs, easily adding another $50 to $100 each month. All these factors are crucial to consider when figuring out the overall Shih Tzu cost in Salt Lake City.
When considering the Shih Tzu cost in Salt Lake City, several local factors come into play. Housing costs in the city can vary significantly, which affects your overall budget. Rent or mortgage payments can take a big bite out of your pet budget, especially if you live in a pet-friendly apartment or neighborhood.

However, she was surprised by the high grooming costs, which added an extra $100 a month due to Bella's long coat. To manage her finances, Emily set aside money each month for grooming and vet visits, ensuring she could cover any unexpected expenses, like a minor surgery for Bella's ear infection. By tracking her monthly spending, she found a comfortable balance and even budgeted for dog-friendly outings around the city.
Key takeaway: Planning for both expected and unexpected expenses is crucial when budgeting for a Shih Tzu in Salt Lake City.
The Shih Tzu cost in Salt Lake City can be moderate to high. Expect to spend between $1,500 and $3,000 in the first year, which includes purchase, health care, and grooming costs.
Pet insurance for a Shih Tzu typically ranges from $30 to $60 per month.
Shih Tzu monthly costs usually range from $120 to $250. This includes food, grooming, and routine veterinary care.
This covers initial costs like vaccinations, spaying/neutering, and grooming.
In Salt Lake City, Shih Tzu vet bills can vary but often range from $200 to $500 annually for routine visits. Expect higher costs for unexpected health issues.
Be prepared for expenses beyond basic care.
Given their potential health issues, having insurance can help cover unexpected medical expenses, which can otherwise add up quickly.
Grooming is a significant part of owning a Shih Tzu, with costs typically ranging from $50 to $100 every 4 to 6 weeks. Regular grooming is essential to maintain their long coat and prevent matting.
Initial costs for dog supplies can range from $200 to $500. This includes essentials like a bed, bowls, leash, collar, and toys. Don't forget about ongoing costs for treats and training supplies.
In Salt Lake City, you should consider costs like dog parks and pet-friendly housing, which can vary significantly. Additionally, local regulations may require licensing fees, which can add to your overall budget.
Budget $2,100 to $5,500 for year one with a Shih Tzu in Salt Lake City.
Keeping a Shih Tzu in Salt Lake City costs $120 to $300 a month. Grooming is the biggest piece at $50 to $150.
Shih Tzu vet bills in Salt Lake City can range from $200 to $500 annually for routine care.
This guide is not medical advice. If your dog shows pain, sudden behavior change, or worsening symptoms, consult a licensed veterinarian.
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We research and check what we publish, but we do not warrant that any figure, date, price, or statement is accurate, complete, or current, and we accept no liability for any loss, cost, injury, or other harm arising from the use of this site. Use it as one reference among several. You remain responsible for your own decisions and for your dog's care - confirm anything that matters with a licensed veterinarian or another qualified professional before you act on it. Full disclaimer.
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