How much does a JRT cost?
A JRT costs $1,100–$2,000 in its first year across the 51 US cities we have costed, then $70–$140 a month. The purchase price sits on top of that and varies far more, because it depends on the breeder, the paperwork behind the litter and whether you buy or adopt.
Every number here is a planning estimate built from breed data and local cost-of-living and veterinary indices, not a quote from a vet or an insurer. How we build them and who writes them.
JRT puppy price
No sourced purchase range for the JRT has cleared our checks yet, so this page leaves that number blank. What we can tell you is what happens next: the first year of owning a JRT runs $1,100–$2,000 depending on the city, and that number is the one that decides whether the dog is affordable. A purchase price is paid once. The rest is paid every month for 13–16 years.
Purchase prices move on things that have nothing to do with the dog you take home. A litter from parents screened for the conditions JRTs are known for — Patellar Luxation, Hip Dysplasia, Progressive Retinal Atrophy — costs the breeder money before a single puppy is sold, and that shows up in the price. Waiting lists, coat colours that are in fashion this year, and transport from another state push it further. A cheap listing with no health paperwork is usually the most expensive option in the end, because the screening you skipped becomes a vet bill you pay.
Weigh the purchase against the total. Over 13–16 years, the money you spend feeding, insuring and treating a JRT dwarfs whatever you paid to bring one home, so a few hundred dollars of difference at the start matters much less than the monthly figure further down this page.
JRT first-year cost by city
The first year with a JRT costs $1,100–$2,000 depending on where you live. Year one is the expensive one: the vaccination course, neutering or spaying, microchipping, a crate, a bed, a lead and the first round of preventatives all land inside twelve months and never repeat.
Albuquerque is the cheapest city on this list for a JRT and Wilmington the most expensive, a spread driven almost entirely by local veterinary rates and what a groomer charges — the dog is identical.
| City | First year | Monthly |
|---|---|---|
| JRT cost in Albuquerque | $1,100–$2,000 | $70–$140 |
| JRT cost in Anchorage | $1,100–$2,000 | $70–$140 |
| JRT cost in Atlanta | $1,100–$2,000 | $70–$140 |
| JRT cost in Austin | $1,100–$2,000 | $70–$140 |
| JRT cost in Baltimore | $1,100–$2,000 | $70–$140 |
| JRT cost in Billings | $1,100–$2,000 | $70–$140 |
| JRT cost in Birmingham | $1,100–$2,000 | $70–$140 |
| JRT cost in Boise | $1,100–$2,000 | $70–$140 |
| JRT cost in Boston | $1,100–$2,000 | $70–$140 |
| JRT cost in Bridgeport | $1,100–$2,000 | $70–$140 |
| JRT cost in Burlington | $1,100–$2,000 | $70–$140 |
| JRT cost in Charleston | $1,100–$2,000 | $70–$140 |
| JRT cost in Charlotte | $1,100–$2,000 | $70–$140 |
| JRT cost in Cheyenne | $1,100–$2,000 | $70–$140 |
| JRT cost in Chicago | $1,100–$2,000 | $70–$140 |
| JRT cost in Columbus | $1,100–$2,000 | $70–$140 |
| JRT cost in Denver | $1,100–$2,000 | $70–$140 |
| JRT cost in Des Moines | $1,100–$2,000 | $70–$140 |
| JRT cost in Detroit | $1,100–$2,000 | $70–$140 |
| JRT cost in Fargo | $1,100–$2,000 | $70–$140 |
| JRT cost in Honolulu | $1,100–$2,000 | $70–$140 |
| JRT cost in Houston | $1,100–$2,000 | $70–$140 |
| JRT cost in Indianapolis | $1,100–$2,000 | $70–$140 |
| JRT cost in Jackson | $1,100–$2,000 | $70–$140 |
| JRT cost in Jacksonville | $1,100–$2,000 | $70–$140 |
| JRT cost in Kansas City | $1,100–$2,000 | $70–$140 |
| JRT cost in Las Vegas | $1,100–$2,000 | $70–$140 |
| JRT cost in Little Rock | $1,100–$2,000 | $70–$140 |
| JRT cost in Los Angeles | $1,100–$2,000 | $70–$140 |
| JRT cost in Louisville | $1,100–$2,000 | $70–$140 |
| JRT cost in Manchester | $1,100–$2,000 | $70–$140 |
| JRT cost in Memphis | $1,100–$2,000 | $70–$140 |
| JRT cost in Milwaukee | $1,100–$2,000 | $70–$140 |
| JRT cost in Minneapolis | $1,100–$2,000 | $70–$140 |
| JRT cost in New Orleans | $1,100–$2,000 | $70–$140 |
| JRT cost in New York City | $1,100–$2,000 | $70–$140 |
| JRT cost in Newark | $1,100–$2,000 | $70–$140 |
| JRT cost in Oklahoma City | $1,100–$2,000 | $70–$140 |
| JRT cost in Omaha | $1,100–$2,000 | $70–$140 |
| JRT cost in Philadelphia | $1,100–$2,000 | $70–$140 |
| JRT cost in Phoenix | $1,100–$2,000 | $70–$140 |
| JRT cost in Portland | $1,100–$2,000 | $70–$140 |
| JRT cost in Providence | $1,100–$2,000 | $70–$140 |
| JRT cost in Salt Lake City | $1,100–$2,000 | $70–$140 |
| JRT cost in San Francisco | $1,100–$2,000 | $70–$140 |
| JRT cost in Seattle | $1,100–$2,000 | $70–$140 |
| JRT cost in Sioux Falls | $1,100–$2,000 | $70–$140 |
| JRT cost in Virginia Beach | $1,100–$2,000 | $70–$140 |
| JRT cost in Washington DC | $1,100–$2,000 | $70–$140 |
| JRT cost in Wichita | $1,100–$2,000 | $70–$140 |
| JRT cost in Wilmington | $1,100–$2,000 | $70–$140 |
Looking for one city rather than one breed? The cost hub lists every city we have costed, with all breeds on a single page.
Monthly cost of a JRT
A JRT costs $70–$140 a month once the first year is behind you. That covers food, flea and worm preventatives, an insurance premium and routine grooming, spread evenly — it does not cover an emergency, which is what the separate emergency fund on each city page is for.
Once the JRT is home, the bill settles into a rhythm. Food is the line that scales with the dog: a 13–17 lb JRT eats in proportion to bodyweight, so the small size class sets the floor. Preventatives are dosed by weight too, which is why the same tick treatment costs more for a heavier dog. Grooming is low for this breed, and where that means a professional appointment rather than a brush at home, it is the line most likely to surprise a first-time owner.
Insurance is the fourth line, and unlike the others it gets more expensive as the dog ages. Premiums quoted for a puppy are the cheapest they will ever be, so budgeting from the first quote you receive will understate the cost of the later years of a JRT's life.
How JRT costs compare with published US benchmarks
Set against the national picture, Rover put a puppy's first year of care at $1,460–$6,745 and each adult year at $1,930–$5,305 in 2026, purchase price excluded. Those are national bounds covering every dog from a Chihuahua to a Great Dane, so they are not a JRT figure — they are the frame the $1,100–$2,000 numbers above sit inside, and a sanity check on any quote that falls outside them.
Sources: Rover — the cost of dog parenthood (2026). Neither is our own measurement, and neither is a quote for your dog.
What drives JRT costs
Three things set what a JRT costs: size, health risk and grooming. Size decides food and drug doses, the breed's documented health risks decide the insurance premium and the odds of a large bill, and the coat decides whether grooming is a brush at home or a booked appointment every few weeks.
- Size. The JRT is a small breed at 13–17 lb. Food, flea and worm treatments, anaesthesia and boarding are all priced by weight, so this single fact moves most of the running cost.
- Health risk. JRTs are documented for Patellar Luxation, Hip Dysplasia, Progressive Retinal Atrophy. Insurers price the breed on exactly this list, and it is also where a four-figure bill is most likely to come from.
- Grooming. Grooming need is low for a JRT. A coat that needs professional clipping adds a recurring appointment to the monthly figure; one that needs brushing adds a brush.
Full temperament, exercise and health detail lives on the JRT breed page.
Is pet insurance worth it for a JRT?
Pet insurance is worth it for a JRT when a sudden four-figure bill would go on a credit card. That is the whole test. If you could absorb an emergency out of savings, a dedicated fund usually beats premiums; if you could not, insurance converts an unpredictable bill into a predictable monthly one.
For scale, the US average premium for dog accident-and-illness cover was $749.29 a year — $62.44 a month — in 2024, the most recent year the industry association reports. That is an average across every breed, age and state, not a JRT quote. A real premium moves with the dog's age, your ZIP code, the deductible, the reimbursement rate and the annual limit you choose, and only a carrier can tell you what a JRT costs to insure where you live. NAPHIA State of the Industry 2025.
Read the exclusions before you read the price. Patellar Luxation is on the JRT's documented list, and anything a vet has already noted counts as pre-existing and will not be covered — which is why buying early, before the first symptom, is what makes a breed-risk policy work at all.
Take the insurance fit quiz to see whether a policy or a savings buffer suits your situation better.
Budget tools
Two calculators turn the ranges on this page into your number. The cost calculator takes a breed and a city and returns a first-year and monthly estimate for that combination; the comparison tool puts a JRT next to other breeds you are considering, side by side.
- Dog cost calculator — first-year and monthly estimate for one breed in one city.
- Breed cost comparison — the JRT against the other breeds on your shortlist.
JRT cost: frequently asked questions
How much does a JRT cost?
A JRT costs $1,100–$2,000 in the first year and $70–$140 a month after that, across the 51 US cities on this page. Those totals cover food, routine veterinary care, preventatives, grooming and insurance. The purchase price is separate and depends on where the dog comes from.
How much is a JRT puppy?
We do not publish a JRT puppy price, because we have not verified one against a source we trust. What is reliable is the direction: a breeder who screens the parents charges more than one who does not, and a rescue charges least. The running costs above are identical either way.
How much does a JRT cost per month?
A JRT costs $70–$140 a month after the first year, depending on the city. That figure covers food, flea and worm preventatives, an insurance premium and routine grooming. It excludes emergencies, which each city page budgets for separately as a recommended emergency fund.
Is a JRT expensive to own?
The JRT is cheaper than average to run compared with the other breeds we cost. At 13–17 lb, size sets the food and medication bill, low grooming need sets the appointment cost, and the breed's documented health risks set the insurance premium. Where you live moves the total as much as the breed does.
How much is pet insurance for a JRT?
No published figure exists for insuring a JRT specifically. The US average across all dogs was $749.29 a year, or $62.44 a month, for accident-and-illness cover in 2024. Your own premium depends on the dog's age, your ZIP code, the deductible, the reimbursement rate and the annual limit, and a breed with documented hereditary conditions usually prices above that average. Only a carrier quote is a real number.
What is the cheapest way to get a JRT?
Adoption is the cheapest way to get a JRT: shelter and breed-specific rescue fees are well below breeder prices and usually include vaccination, microchipping and neutering already done, which removes several first-year line items. Breed rescues also take surrendered adults, so a specific breed is realistic through them.
The cheapest listing, by contrast, is rarely the cheapest dog. Skipping health screening moves cost from the purchase price into the vet bills, and for a breed with documented risks that is a bad trade.